Unexpected veterinary costs can happen at any time — and having pet insurance can make a world of difference when your furry friend needs care. Pet insurance helps cover the cost of illness, injury, and emergency treatment so you can focus on your pet’s recovery instead of financial stress.
Pet insurance doesn’t function the same way as human medical insurance. With pet insurance, you pay the bill in full at the time of service, then submit a claim to your insurance provider. Your provider reviews the claim and determines what portion of the cost they will reimburse you for based on your plan and coverage details.
Because of this process, it’s important to keep your policy information and claim forms easily accessible. Most insurance companies now offer online claim submissions to make the process quicker and more convenient.
We highly recommend enrolling in pet insurance early, ideally when your pet is young and healthy. Doing so helps you secure lower monthly rates and ensures coverage before any pre-existing conditions develop — since most policies do not cover conditions diagnosed prior to enrollment.
Our team often recommends trusted providers such as Pumpkin, Trupanion, Embrace, and Pets Best. Each company offers different coverage levels and benefits, so we encourage you to research your options and choose a plan that fits your pet’s needs and your budget.
Having pet insurance in place means you can say “yes” to the care your pet needs without hesitation.
